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PPI (Payment Protection Insurance) was sold to many unsuspecting consumers alongside loans, credit cards and mortgages. Many people were mis-sold PPI because they were not informed about the cost of the policy and in many instances the policy was not suitable for their circumstances.
We can claim back PPI premiums on your behalf. We handle the entire process for you and have a very high success rate with PPI claims. Get in touch with us today to see how muchwe could reclaim for you. We do not charge upfront fees for this service so what do you have to lose?
If you're unsure about whether you can apply to make a compensation claim, read our section on "Was my PPI mis-sold?" for more information. As long as you've taken out PPI on a loan, mortgage or credit card, there's a strong likelihood that you'll be able to claim your money back. Successful PPI claims average over £2,000!
Payment Protection Insurance or PPI is an optional insurance policy that is aimed at helping employed borrowers make their repayment obligations each month when they are no longer able to work for a few different reasons. PPI covers pay credit card bills, mortgage payments or store card instalments, depending on the type of PPI purchased. The covered person must meet certain conditions to invoke the coverage payments, however: He must be unable to work any longer due to an illness, injury or accident that is neither stress-induced or of a disqualifying condition, through no fault of his own. He cannot have a medical condition that would prevent a return to work as well, or the employed position must have been made redundant.
There are several scenarios that either make PPI cover unnecessary or not possible, yet banks, credit issuers, finance companies and retail stores, for instance, continued to mis-sell PPI covers, whether the borrower knew of the purchase or not, whether the borrower qualified for coverage or not, or whether the borrower was told of disqualifying restrictions or of its entirely voluntary nature.
Across the United Nations, millions of people were mis-sold PPI cover, and hundreds of millions may be owed in unclaimed PPI refunds. Don't be among them: Apply today or call 0800 542 5646 and talk with one of our highly-qualified and well-experienced specialists at ppiclaims4.co.uk for assessment right now.
If you have a mortgage, a car or furniture loan, for example, or a store card or credit card, or if you obtained financing at any time during the last year, you were probably mis-sold PPI cover.
To determine if you did purchase PPI with a prior loan or credit card, or if you are paying for PPI on a current loan, first check the monthly statement. If no PPI entry is seen, check the card user agreement or the loan paperwork itself.
If you are still unsure, contact your creditor. After that, if you are still uncertain, contact us, and we can help determine your possible qualification for a PPI refund.
To help determine if you were mis-sold PPI cover, ask yourself the following questions.
I didn't ask for PPI. Was it added to my loan or card balance anyway?
Was I told that the PPI cover was compulsory or that I had a better chance of having my loan or credit application accepted if I purchased it?
Was I unaware that PPI is entirely optional or that I could buy PPI cover elsewhere?
Was I unemployed, self-employed, retired or a student when I purchased PPI?
If any of these questions is answered positively, you might qualify for a mis-sold PPI refund, including any interest charged and any unfair fee added by the creditor.
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